Tips When Investing

The Internet allows investors to access account information 24/7, initiate securities transactions from virtually anywhere, and quickly and offer inexpensively research for investment opportunities. But the Internet is not fail-safe.

The following tips will help you to invest wisely online:

Protect your passwords for your online investment accounts. Keep passwords in a secure place, and don't share them on the Internet, over email, or on the phone.

Don't reply to spam unless you're certain that the message comes from a legitimate source. This includes not responding to such messages that offer an option to "Remove me from your list."

Don't give personal information in an e-mail or instant message . It could be a trick. Most legitimate companies won't ask for personal information by e-mail.

Think twice before opening attachments or clicking links in e-mail or instant messages, even if you know the sender. If you cannot confirm with the sender that an attachment or link is safe, delete the message.

Don't buy anything or give to any charity promoted through spam emails. Spammers often swap or sell the e-mail addresses of those who have bought from them, so buying something through spam may result in even more spam.

Criminals use spam to prey on people's desire to help others. If you receive an e-mail request from a charity you'd like to support, avoid donation scams by calling the organization directly to find out how to contribute.

Don't forward chain e-mail messages. Not only do you lose control over who sees your e-mail address, but you also may be furthering a hoax or aiding in the delivery of a virus.

If you receive abusive, harassing, or threatening e-mail messages or have been the target of a phishing e-mail scam, report it to MyCERT.

Report phishing scams and other fraudulent e-mail to the company that has been misrepresented and also to MyCERT. Contact the organization directly and not through the e-mail you received.

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